Old Fashioned Way Of Saying You Are Dying Or Dead Death Has No Age

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Death Has No Age

Surprisingly, most of us are not ready for death. We simply ignore it. We do not feel that this can happen to us at such a young age. But what is the age of death? Is it 70, 80, 90 or 100? Of course, we can all agree that we want to be old when we die. But, in reality, death has no age.

How can you prepare for your last days? Have you ever really thought about it? Well, today is the day to start as part of your New Year’s resolution to get your life in order.

Before I give you some advice, let me help you see why you should consider death planning.

(This is a true story). A member of my close family died a month ago. He was 35 years old, unmarried, and had two children. He lived the life of a carefree young man. They have jobs here and there. There are no immediate plans for the future. He died suddenly of a heart attack. He had no savings and no insurance. His mother did not know what to do. Even his mother didn’t have enough money to spare for this kind of emergency. So, what was his mother? She should have asked each of us in the family to help her financially to bury her son. And so this 35-year-old man was buried, with the help of family and donations.

Can you imagine your mother asking for donations from family members or other strangers just to bury you? It should give you more incentive to want to do the right thing.

That’s why I say, be prepared. Think seriously about death. This is a big job. I want to help you help yourself.

Now, if you don’t already have an insurance policy, get one. How to figure out how much life insurance you will need depends on many factors. Consider the cost of perfect funeral arrangements. That could be anywhere from $8,000 to $10,000 (and possibly more).

Then consider your current mortgage payment (especially if you have no credit life on your home loan) and how many more years it will take to pay off. I am aware of how high mortgage loans can be and do not recommend that you get a policy to cover the entire loan. Maybe add ten percent of your mortgage payment to the amount that will be your life insurance policy.

Also consider your current income. If you are the sole provider for the family, this will play a big factor when you are gone. It means that you have to consider your partner to find a job. Especially if you want your spouse and children to continue the lifestyle they have now. Or if one of your children is going to college soon.

Yes, all these factors are in your life. That’s why planning is so important. It also takes a lot of stress out of your family from making these types of decisions.

I also recommend that you talk to an insurance agent. They can give you a better understanding of what you will need.

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